Is Lear Capital Legit?

is lear capital legit

Lear Capital is a company that helps you buy gold, silver, and platinum coins. It also offers services for creating self-directed IRAs.

However, although it’s a legitimate company, it has faced legal hurdles in the past few years that some people might find concerning.

Customer Service

Lear Capital’s customer service representatives are highly knowledgeable and always available on the phone to answer your questions. They offer a variety of investment options, including buying and selling gold and silver coins, investing in precious metals IRAs for tax exemption, and more.

As a result, customers are often very satisfied with their experience. They can expect a personal account representative who will be able to guide them through the process and ensure their investment goals are met within their risk tolerance.

They also run a no-fee buy-back program, which is a great incentive for customers who are looking to sell their gold or silver at some point in the future.

Overall, Lear Capital’s website is easy to use and offers a number of valuable resources for consumers looking to learn more about the gold and silver investing market. It is also a member of the Precious Metals Association, which promotes best practices among its members.


Lear Capital offers a variety of products, including bullion, numismatic coins and self-directed IRAs. They also provide market data, insights and price notifications to help you protect your investments.

Their pricing includes insurance costs, storage fees and 24/7 account access. They charge $280 for the first year, and $180 annually thereafter.

Customers receive a personal account executive who handles all transactions, rollovers into gold IRAs and account payments. They are experienced, really listen to their customers, and provide solutions tailored to their needs within their risk tolerance.

They have a dedicated phone line that routes customers directly to their representatives, eliminating the wait and confusion of being put on hold or talking to robots. They also offer a free investor kit, an RMD estimator, and a precious metals smart phone app to make investing convenient and affordable.


Lear Capital is a gold IRA broker that offers an easy way to buy and sell precious metals in a self-directed retirement account. Their account holders can access their portfolios online 24/7 and receive quarterly statements that give them a comprehensive picture of how their investments are performing.

Their customer service representatives are thorough and attentive, and they often offer educational resources to help their clients make better investment decisions. They also offer a risk-free purchase guarantee and no-fee buy back guarantee.

They are also a PCGS or Professional Coin Grading Service Authorized Dealer, offering a heightened level of quality assurance for their customers. They also have a high business rating with the Business Consumer Alliance and are backed by a comprehensive insurance policy from Lloyd’s of London.

The company’s website also has a section with resources that will help you learn about the various gold and silver bullion options available. They also offer a free investor kit and an RMD estimator.


Lear Capital has an excellent reputation for offering a superior customer service experience. They are rated 4.9 out of 5 stars on Trustpilot and have hundreds of positive reviews on multiple review websites.

The majority of reviews praise Lear Capital’s customer service representatives for their personal attention, ease of handling, and extensive transparency. Their account executives are trained to help clients reach their investment goals within their risk tolerance.

They also have a secure email system, so customers can contact them regularly to address their questions or concerns. They offer real-time pricing and full-price transparency, which allows consumers to make informed purchasing decisions.

Lear Capital is a reputable precious metals dealer that offers a wide variety of services to help consumers invest in gold, silver, and other coins. They are a PCGS (Professional Coin Grading Service) Authorized Dealer and an ICTA (Industry Council for Tangible Assets) member.